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He makes his money through his syndicated radio show, selling books, and real estate investing. His wealth isn’t from investing in the stock market. He was in a mountain of debt and figured out how to get out once and for all.īut he doesn’t have experience when it comes to investing. Why is he great at helping people get out of debt? I agree with a few things about his investing philosophy, like avoiding annuities at all costs.īut with all my love for him, when I started peeling back the layers about the rest of his investing advice, I found some disturbing things.Īnd I think this is due to his experience. I love that he recommends term life insurance over whole life insurance.Īnd I love that he encourages people to get disability insurance since you are more likely to become disabled than pass away prematurely. Read now: Learn why the debt snowball method is the best.I even followed the debt snowball method when I was in credit card debt. I love everything he says about debt and agree with most of his thoughts on building wealth.įor the majority of Americans that stink at saving money, following his Baby Steps will get you in excellent financial shape. You must see this so that you don’t end up not saving enough or spending too much in retirement.īefore you read why I am against the investing advice Dave Ramsey preaches, know that this doesn’t come from a place of dislike for Dave. In this post, I will look at Dave’s investment philosophy and explain why it is flawed. So dangerous that many people potentially end up with a lot less in savings and run the risk of running out of money during retirement! His simple yet actionable advice explains the steps to change your finances from living in debt to living prosperously.īut while his advice on helping people to get out of debt is spot on, the investing strategy Dave Ramsey guides his followers with is dangerous.
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- How Much Money Do You Need For Retirementĭave Ramsey is an expert in helping people get out of debt.
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7 Investing Steps That Will Make You Wealthy.Free Build Wealth Boot Camp Email Course.